Well, I feel I'm doing pretty okay. I'm 34, a teacher with a steady contract (yay for no more temps!), a house (rented, yay for no mortgage!), student loan paid off, no debts and a few thousand in savings (which will soon be squandered on getting my eyes lasered ...)
I don't have a boyfriend and I have an incredibly small circle of friends (I'm not on Facebook or similar networking sites either), but that's exactly the way I like it.
I think the best way to get at peace with yourself is to really think about your priorities and your personality. I'm not a social person, socialising gets on my nerves, although I keep in touch with immediate family, a couple of friends from highschool and my neighbours. To me it's a chore, but it's better for me if I do. There is (or rather used to be) a pressure from people to join online networking sites, but that's not me so I won't.

To me it's just weird: if people want to talk to me, send an e-mail or better: talk to me!
As for finances: if you live carefully you will get them in order. I was raised on the basis of save before you spend and while it is absolutely no fun, it is a pretty foolproof way to keep me from getting collection agencies on my back. Try not to get into debt too much before you get your job. The good thing about being a teacher is that, while it's not exactly a get-rich-quick job, it is a steady job with a good future (hey, as long as kids are being born, there will be a demand for teachers! LOL), and you'll be able to make a living from it as long as you're not extravagant.
What you could do is think about who you are, maybe even write some things down. Also, talk to people who know you well (family and/or friends) and ask them to describe you, and be prepared to hear and accept the bad points as well as the good.
I think (but I'm not a psychologist ...) that people who are at peace with themselves and accept that they have shortcomings and live with them, can withstand temptations so much better and counteract the pressures from society to adapt.
Well, this was probably a most pointless answer to your question ...

Was it even worth 2 cents? LOL